Payment Plans at Nui Cobalt Designs

Payment Plans at Nui Cobalt Designs

We will accept payment plans on items over $150. Payments can be split over three months and total price will include shipping charges, sales tax if applicable, and a layaway fee of $15. Items will remain available for purchase until first payment is made. See details in our full rules below.

Please inquire via our contact form if you would like to arrange a payment plan.

Nui Cobalt Designs Layaway Agreement Rules
1.    Layaway is subject to a non-refundable layaway fee of $15.  No partial pick-up or partial cancellations.
2.    Mandatory payments due every first of the month  Total number of payments depends on final payment due date.  Invoices will be emailed to customer every month.
3.    Layaways which are delinquent in payments by more than 7-days may be cancelled by NCD store staff. A $10.00 cancellation fee will be charged on all Layaways that are cancelled, refunded or which are delinquent in payments by more than 7 days.  (10 days for Ohio & Rhode Island;  15-days for Maryland.  Maryland, Ohio and Rhode Island cancellation fee is $10 or 10% of total merchandise cost, whichever is less.)
4.    Down payment & monthly bill totals can be calculated upon request.
5.    All layaways must be paid in full by due date.   Items will be shipped within 3 business days of final & full payment.  In the event payment is not completed after this date, order will be cancelled, returned to stock, and cancellation fee will be deducted from your refund.
6.    Except where prohibited by law, no price adjustments after 14-days from layaway start date.  Multiple price adjustments on the same item not permitted.  Price adjustments not allowed on clearance merchandise.
7.    Layaway period determined by final payment date.
8.    By providing customer information and telephone number or e-mail address to Nui Cobalt Designs (NCD), I expressly agree that NCD representatives may use those methods to contact me concerning my layaway purchase. NCD will never share your information.

(Notice to Rhode Island customers:  You are entitled to a copy of this document at this time you sign; you may pay full balance due under this agreement at any time, and you may be entitled to a partial rebate of finance and insurance charges if applicable; you may cancel this agreement if you notify seller in person or by certified or registered mail within 10 calendar days after you sign the agreement excluding Sunday and Holidays.)

Unless full payment is made according to this agreement, merchandise will be returned to stock.